Scottwinton Insurance Broker Melbourne for Commercial Clients & Individuals
With a wealth of Insurance experience across a diverse range of industries, committed to cost effective insurance.
Did you know that cyber-attacks went up by 700% last year, leaving many Australian businesses feeling unprepared? A cybersecurity threat can lead to lost data and money. When your system gets taken over by ransomware, your business is held, hostage.A cyber insurance policy that covers you in the … [Read more...] about Risky Business: Why Your Small Business Needs Ransomware Insurance
Although bushfire season is here, this risk is only one of a host of different sources of fire. Arson is often the cause of fire and poor maintenance standards are another serious fire risk for businesses.For instance, damaged or old electrical cabling is all too often the cause of a fire, … [Read more...] about Is your business fire safe?
Are you sure you are covered? Don’t wait until you need to claim to discover your policy isn’t what you need.If you’ve had the same insurance for a while it’s quite likely that your circumstances have changed since the policy was first taken out. As part of our client service, we can handle your … [Read more...] about When was the last time you thought about your insurance policy?
A hardening market can mean higher premiums and tougher underwriting decisions - so it pays to get an expert on your team.Like any market, the business insurance market experiences different cycles that can affect pricing and how easy it is to get cover. Depending on the stage of the cycle we're … [Read more...] about Make sense of the insurance market
Heightened cyber risks have emerged as a serious issue, given most businesses now have many staff working from home.So, it’s important to put in place policies and procedures to ensure data is secure no matter where staff are located. Helping staff to recognise and avoid risky behaviours is also … [Read more...] about Managing cyber risks while staff work from home
While Australia has been relatively protected from the spread of Coronavirus (COVID-19) many travellers have been disrupted due to travel restrictions, while others are reluctant to travel due to the increase risk that the disease poses. The purpose of this article is to look at the cover available … [Read more...] about Coronavirus & Travel Insurance
While Australia has been relatively protected from the spread of Coronavirus (COVID 2019) many businesses have been disrupted due to travel, import and or export restrictions. The purpose of this article is to explain and warn that general insurance is unlikely to provide the protection that it … [Read more...] about Coronavirus & Business Interruption Insurance
Some insurers have already started to pay claims to bushfire-affected businesses on the NSW South Coast, as their business interruption insurance policy provides for weekly payments.Having this support has been important for affected firms to stay in business. It allows them to maintain their … [Read more...] about Bushfires and business interruption