Scottwinton Insurance Broker Melbourne for Commercial Clients & Individuals
With a wealth of Insurance experience across a diverse range of industries, committed to cost effective insurance.
A hardening market can mean higher premiums and tougher underwriting decisions - so it pays to get an expert on your team.Like any market, the business insurance market experiences different cycles that can affect pricing and how easy it is to get cover. Depending on the stage of the cycle we're … [Read more...] about Make sense of the insurance market
Heightened cyber risks have emerged as a serious issue, given most businesses now have many staff working from home.So, it’s important to put in place policies and procedures to ensure data is secure no matter where staff are located. Helping staff to recognise and avoid risky behaviours is also … [Read more...] about Managing cyber risks while staff work from home
While Australia has been relatively protected from the spread of Coronavirus (COVID-19) many travellers have been disrupted due to travel restrictions, while others are reluctant to travel due to the increase risk that the disease poses. The purpose of this article is to look at the cover available … [Read more...] about Coronavirus & Travel Insurance
While Australia has been relatively protected from the spread of Coronavirus (COVID 2019) many businesses have been disrupted due to travel, import and or export restrictions. The purpose of this article is to explain and warn that general insurance is unlikely to provide the protection that it … [Read more...] about Coronavirus & Business Interruption Insurance
Some insurers have already started to pay claims to bushfire-affected businesses on the NSW South Coast, as their business interruption insurance policy provides for weekly payments.Having this support has been important for affected firms to stay in business. It allows them to maintain their … [Read more...] about Bushfires and business interruption
Product liability cover can vary, with claims depending on the individual business and the product it sells. Regardless, Product liability will ensure you are protected from the inevitable mishap.Product liability can provide protection for property damage or personal injury claims arising out … [Read more...] about Why small businesses need product liability insurance
The outlook for the insurance market in 2020 and beyond will see insurers continue to closely scrutinise their underwriting results across all classes of commercial and domestic insurance.Put simply, insurers have their sights firmly set on underwriting profitability not written premium volume … [Read more...] about The Insurance Market 2020
Climate change and increasing weather volatility has surged into third place in an annual Allianz Global Corporate and Specialty (AGCS) survey of business risks facing the Australian insurance industry.This article first appeared in Insurance News Magazine. The climate concerns in the 2020 … [Read more...] about Climate concern jumps up worry list